Risk Solutions
COMMERCIAL
Business Owner’s insurance policies, otherwise called Business Owners’ Policies (BOP), are comprehensive insurance packages designed to provide coverage for small and medium-sized businesses. Assessing and understanding the unique risks that a business faces is a critical first step in determining the appropriate insurance coverage.
These policies are designed to meet the needs of small and medium-sized business owners, offering a combination of essential coverage in a single package. BOPs typically include three primary types of coverage:
- Property Insurance
- Commercial General Liability
- Business Interruption
- Professional Liability Insurance
- Management liability insurance
- Cyber Liability Insurance
- Commercial Auto Insurance
- Workers' Compensation Insurance
- Employment Practices Liability Insurance (EPLI)